Service Areas
Local in Orange County. Licensed Across California.
Based on PCH in Newport Beach, closing loans from the coast to the Inland Empire — with five-star reviews to show for it in nearly every city below.
Coastal OC
Newport Beach
Home base — jumbo, VA jumbo & self-employed financing on the coast
Learn more →Corona del Mar
The office's own neighborhood — village lots, big numbers, careful structuring
Learn more →Huntington Beach
Surf City — VA-friendly coastal buying and move-up refis
Learn more →Laguna Beach
One-of-a-kind homes need one-of-a-kind files
Learn more →Seal Beach
Naval Weapons Station adjacent — VA buyers and Leisure World seniors
Learn more →South OC
San Clemente
Camp Pendleton's neighbor — the VA market Cris was built for
Learn more →San Juan Capistrano
Mission-era character, equestrian estates, and files that need care
Learn more →Dana Point
Harbor town — second homes, jumbo, and view-premium appraisals
Learn more →Laguna Niguel
Move-up country — HOA math and jumbo structuring done right
Learn more →Mission Viejo
Family suburbia done well — first-timers, move-ups, and refis
Learn more →Aliso Viejo
Condos, townhomes, and the smartest entry into South OC
Learn more →Rancho Santa Margarita
Master-planned living — where Mello-Roos math decides your budget
Learn more →Lake Forest
Value plus new construction — and builder incentives worth checking
Learn more →Central OC
Costa Mesa
OC's best value near the coast — first-timers and house-hackers welcome
Learn more →Irvine
Master-planned, HOA'd, and competitive — preparation wins here
Learn more →Tustin
Old Town charm to new builds at The Legacy — a first-timer favorite
Learn more →Santa Ana
Se habla español — Orange County's most underserved buyer market
Learn more →North OC
Inland Empire
Not on the list? Cris is licensed throughout California — LA County, San Diego, the Central Valley, and everywhere between.
Let's find out what you actually qualify for.
A free 15-minute call with Cris — no credit pull, no obligation, English or Spanish. You'll get straight answers about your exact situation, even if the answer is 'wait six months.'
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