Marine. Trojan. Your Loan Officer for Life.

I'm Cris Pacheco — a U.S. Marine Corps Veteran, a USC Marshall School of Business alum, and a mortgage loan officer with EZ Fundings Home Loans, based in Newport Beach and serving families across Orange County, Los Angeles, the Inland Empire, and all of California.

The Marine Corps taught me the standard: mission first, no excuses, take care of your people. That's exactly how my team runs a loan file. It's why realtors trust us with their hardest deals, why clients text me at 9pm and get an answer, and why after hundreds of closings we have 210+ reviews and every single one of them is five stars.

I specialize in three things. Veterans — because I am one, and I've watched too many fellow Veterans get talked out of the strongest home-buying benefit in America. Business owners — because entrepreneurs get punished by traditional underwriting, and bank statement, DSCR, and asset-depletion loans fix that. And Spanish-speaking families — porque comprar casa es más fácil cuando alguien te explica todo en tu idioma.

Beyond loans, I lead a Veterans Ministry, host homebuyer workshops and realtor masterclasses around Orange County, and put out daily content on Instagram and LinkedIn about mortgages, markets, and building wealth through real estate.

Credentials, verifiable: NMLS #1961452 ( NMLS Consumer Access), EZ Fundings Home Loans NMLS #1156892, reviews on Zillow and Google.