Coastal OC · Service Area
Your Mortgage Lender in Corona del Mar
Cris Pacheco's office sits at 2824 E Pacific Coast Hwy in Corona del Mar. CdM transactions are almost always jumbo, often with unique property wrinkles — duplexes on the flower streets, condos over garages, remodeled cottages on small lots — that reward a lender who walks the file into underwriting personally.
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Buying or refinancing in Corona del Mar
Corona del Mar's housing stock is unlike anywhere else in Orange County: legacy cottages next to new construction, income units tucked behind main houses, and appraisal comps that swing block by block. Getting value and structure right up front is the difference between closing on time and losing the property.
Buyers here are frequently move-up or asset-rich clients — asset depletion and interest-only jumbo structures come up often, and Cris models them side by side with conventional approaches so the choice is a numbers decision, not a guess.
Loan programs that fit Corona del Mar
Also serving near Corona del Mar
Who you'd be working with
Cris Pacheco is a mortgage loan officer serving Corona del Mar and all of Orange County with EZ Fundings Home Loans, Inc. — a U.S. Marine Corps Veteran and USC Marshall School of Business alum, licensed under NMLS #1961452 (company NMLS #1156892). Verify his license independently at NMLS Consumer Access. Se habla español.
Corona del Mar — Common Questions
+Do CdM duplexes and homes with income units complicate financing?
They add wrinkles — rental income treatment, appraisal form, occupancy classification — but handled up front they're routine. Cris has structured financing for exactly these property types in the neighborhood his office sits in.
Ready to make a move in Corona del Mar?
Free consultation, English or Spanish. Get a real answer about your exact scenario — no credit pull to start, and usually a same-day reply.
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